周文偉（華倫）是一位流浪教師，沒有退休俸、年薪只有10個月。每學年結束後，必須接到下一張代課老師的聘書，下個學期才有課能上，自2000年起，15年來，在13所學校之間流浪。
\r\n為了多賺一點錢，他白天代課、晚上跑補習班兼課；2005年開始效法股神巴菲特，專門投資民生消費好股，生活費有結餘就拿去買股票，錢不夠買整張（1000股），就買零股，每年領到股息也立刻拿去買股，一刻都不肯讓錢閒著。
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如此拚命的存股，10年下來，華倫老師的股票市值已經高達2,200萬元，加上一間還清房貸的透天厝，資產正式達到3,000萬元，且在2015年時他領到的股息＋借券，共有109萬元；2016年下半年結束代課教師生涯，提前過起退休生活，但退休後，他的資產不減反增，2018年一度到達3,500萬元，領到的股息＋借券更高達186萬元。
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投資人難免會犯錯，但是虧損讓我們得到經驗，學到教訓，堅持「不貳過」；最有價值的教訓，都在我們困難時學到，等我們知道如何不虧錢時，就能開始賺錢了！「穩中求勝」是我一值強調，地基打得穩，樓才蓋得高！
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投資經歷長達25年
\r\n\r\n- 前8年著重短線交易，初入股市即慘賠數十萬
\r\n- 34歲接觸巴菲特價值投資、存股精神，長期持有好股票
\r\n- 43歲還清一千多萬房貸後，完全無負債投資
\r\n- 46歲股票市值累積超過 3,600萬，該年的被動收入--「股息加借券」被動收入金額超過 188萬，達到初步財務自由
\r\n- 48歲股票市值突破 4,700萬，並持續存好股、累積財富
\r\n不喜歡利用財務槓桿或融資借貸，堅持穩中求勝原則，擅長挑選較不受景氣影響，且具有高度護城河及重複消費的民生公司。
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為了幫你篩出穩定成長、逐年配息、價格便宜的好股票，一起揮別過往短線賠錢，感受複利的力量！
\r\n\r\n往短線賠錢，感受複利的力量！
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